It’s safe to say that cell phones have had a profound impact on the lives of many people throughout the world, and they’re now a common sight in our daily lives. You can order food, books, clothes, and cabs all from your computer or mobile device. Indiabulls Consumer Finance, one of India’s premier personal finance companies, has devised a solution to let you handle all of your financial demands on your smartphone! The new Indiabulls Dhani financial app allows you to do everything from apply for a personal loan to paying your bills to book a flight, train, or bus ticket.
With the Indiabulls Dhani App, you can handle all of your financial demands from the palm of your hand. In addition to features like fast personal loans, credit lines, digital wallets, Dhani points, and a Partner Program, the Indiabulls Dhani will partner you through all of your financial needs while also offering you reasons to keep returning! Let’s dig a little more into what the Dhani app has to offer.
All Your Finances Will Be Taken Care Of Right Away!
Getting a personal loan can help you achieve any of your life’s goals, from buying a new vehicle or motorcycle to planning your dream wedding, from taking a quick trip to paying for an unexpected medical bill. A personal loan can help you with any financial situation, from home improvement to debt consolidation. People, on the other hand, tend to hold off on applying for one due to the extensive paperwork and procedures involved.
It all changes with Indiabulls Dhani! It’s as simple as downloading the app, signing up, selecting the amount of money you need, and providing your personal and bank information. You are literally seconds away from submitting an application for a personal loan and having the funds sent into your bank account. Loan funds are available immediately through Indiabulls Dhani! There is no risk of fraud at any stage of the process. The service is available 24 hours a day, seven days a week, and can be accessed from any location in the United States.
There are no collateral or security requirements for Dhani loans, so you don’t have to put up any of your own money as collateral. On the Dhani app, you can apply for a variety of personal loans, including those for vacation, medical care, education, two-wheelers, weddings, and other life events. Using the app, you may get a personal loan from INR 500 to INR 15 lakhs in just three minutes.
Indiabulls Dhani’s personal loan interest rates start at 1.17 percent per month, making them extremely competitive. As per industry standards, processing fees range from 1.5 percent to 6 percent, and the terms range from 3 months to 36 months. For loans under INR 20,000, there are no foreclosure or prepayment penalties.
And don’t forget about the Dhani loans, which are the only ones that actually pay off. As a result of the ‘Refer and Earn’ function, you can earn 250 Dhani points on every personal loan that is referred by a friend or family member.
Also Read: 3 Reasons Why Personal Loans Are a Good Borrowing Option Right Now!
When You Shop Now, You Can Pay Later.
Personal loans are a terrific way to fulfill long-term objectives and aspirations. On the other hand, there are occasions when we just want to spend money on common necessities but can’t pay the whole amount. The Dhani App also offers a Dhani Credit Line, which allows you to buy products on credit, pay in installments, and still have the choice to only pay for the credit you’ve used, rather than the entire amount of credit you’ve taken out with the app.
There are no fees, and you just pay for the time that you actually use the credit card. Dhani Credit Line is your go-to source for everything from a new coffee maker to a room air conditioner. If you’re short on cash at the end of a month, this card is ideal because it allows you to shop now and pay later.
Using the Dhani Credit Line, each transaction is converted into a simple EMI that is payable at 0% interest. But that’s not the case. Using the Dhani Credit Line service is completely free, available around the clock, and can be set up in just a matter of moments. With this line of credit, you pay a small processing fee and receive either an electronic or plastic Rupay Card to pay for your purchases.
In terms of costs and usage, this card is a lot better than a credit card, and you may establish spending restrictions on your card. It’s a prepaid card that gives you additional savings on top of regular reductions whenever you shop, online or off.
Dhani Credit Line is a convenient, no-hassle way to get cashback on all of your purchases. It’s also fast and easy.
Exciting Promotions For Your Online Wallet
What we said about Indiabulls Dhani being a one-stop shop for all your financial needs comes to mind, don’t you? You may now make rapid online payments and gain additional perks on top of current discounts with the new Dhani app. Dhani.
You may now recharge your mobile phone, make bill-related payments (such as gas and electricity bills), book bus, train, and aircraft tickets, as well as purchase gift cards for BookMyShow, Big Bazaar, and Shoppers Stop through its online wallet feature. All of this, as well as the capability to send money to other individuals directly from the wallet.
You can use the Rupay card on your wallet for both online and offline transactions. With the wallet, you’ll also obtain a physical card that can be used at more than 30 million retailers in both the online and offline worlds. Remote deactivation and reactivation of the card are possible.
Dhani Pay Wallet gives you access to Rupay discounts, and it can be used to visit airport lounges. Customers that use the Dhani App for all of their purchases receive amazing cashback, prizes, and offers from Dhani.
Also Read: A Simple Guide for Getting Business Loans: Complete Guide!
Dhani App Users Earn Reward Points.
There is more to getting a loan from Indiabulls Dhani than just a credit card or a wallet. Dhani Points are a unique rewards program available just to Dhani customers. You earn Dhani points, which can be exchanged for INR 1, for every INR 1 you spend on the app when using this rewards program. First, of its kind across the country, the Dhani Points reward system even provides additional perks over regular savings.
Dhani Points begin as soon as a loan is approved, with a welcome gift included. Every time a friend or family member takes out a loan through your referral link, you get paid INR 250. Your payment of the monthly loan can be reduced by this. In addition, you can get 20 points on cell recharges and bill payments, 40 points on travel bookings, and a gift certificate in addition to INR 75 in cashback on top-up loans when using the Recharge & Pay feature.
Dhani points can be converted for cash, which can be used to buy gift cards, and pay online bill payments and even you can convert it for cash too. Even better, you can deposit the resulting funds directly into your bank account.
Make On-Time Payments On Your EMIs To Improve Your Loan Eligibility
If you want to avoid a mountain of bills, penalties, and a bad credit score, it’s always a good idea to pay your EMI on time. If you pay your loan EMIs on time with Dhani loans, you earn additional incentives. Bigger top-up loan disbursement is offered if you pay your EMI on time, which in turn boosts your eligibility for a new loan. Having always made on-time EMI payments will give you a leg up if you ever find yourself in the position of needing another loan.
The personal loan EMI calculator provided by Dhani App can estimate your EMI payments so you know how much you’ll have to pay each month based on the amount of your loan and your current monthly income. You’ll be more likely to pay your EMIs on time if you know how much you owe. Additionally, if you pay your EMI on time, you’ll get a bonus point. You gain twice as many Dhani points on your app when you make your EMI payment on time. If you pay your EMI on time, you’ll get an additional 400 Dhani points.
Also Read: SBI Pension Seva: How To Register? Its Benefits & Much More!
Use Dhani to Make Money – Join Indiabulls As A Partner.
Who doesn’t appreciate making extra money while working full-time for a steady paycheck? With Indiabulls Dhani’s one-of-a-kind Partner Program, you may work from the comfort of your own home and make money online. You can think of it as an opportunity to work from home as a personal loan representative and make some extra money. Working from home eliminates the need for physical office space as well as the costs associated with commuting. It’s as simple as downloading the app, signing in, and you’re done.
Thanks for joining the Indiabulls Partner Program! To begin making money, you’ll need to serve as a personal loan commission agent for prospective loan purchasers by referring them to the Indiabulls Dhani. There are other steps that must be taken before you can begin making money from each loan disbursement. You can earn up to INR 30,000 a month as a Dhani Partner by disbursing just one loan a day through the program.
Dhani App has a ‘Spin the wheel’ function that gives its users a chance to win money every day just by signing into the app. To win up to INR 100 Dhani a day and INR 3000 a month, you simply spin the wheel in this no-risk game.
The Stock Market Game on the Dhani App is another exciting game and opportunity for its customers to win money. You can make money by just guessing which Nifty 50 stock will have the highest performance the following day in this really simple game. You’ll gain even more money if you invest in the winning stock.
Regardless of your level of experience in the stock market, anyone can make tens of thousands of dollars in a single day. The Dhani App now has even additional motivation for clients to use it every day!
Dhani by Indiabulls caters to a wide range of tastes. To summarise, the Indiabulls Dhani app is a great choice if you’re looking for a comprehensive mobile financial management solution.